Credit Card
Get Instant Credit Card Approval at EasyCred
PCredit Card Services – Smart Spending, Simple Solutions
At EasyCred, we believe financial freedom should be easy, secure, and accessible. Our credit card services are designed to help you manage your expenses, build your credit, and enjoy rewards—all with confidence and control.
Why Choose Our Credit Card?
- Instant Approval – Apply online and get instant approval with minimal paperwork.
- Low Interest Rates – Enjoy competitive rates that keep your monthly payments affordable.
- Flexible Credit Limits – Get a card that matches your needs—whether you're a student, a salaried professional, or a business owner.
- Zero Hidden Charges – No surprises, just clear and transparent billing.if any borrower wants to repay the personal loan before the decided time then in this case one needs to pay charges range between 1-2% of the outstanding amount when the loan will be closed.
Benefits You Can Count On
- ✅ Safe & Secure – Advanced fraud protection and instant alerts for all transactions.
- ✅ Easy EMI Options Convert big purchases into small monthly installments.
- ✅ 24x7 Customer Support – We're here anytime you need help or have questions.
Your Financial Partner for Life
At EasyCred, we’re more than a loan provider—we’re your partner in building a stronger financial future. With our credit card services, you get more than just spending power; you gain peace of mind and support when you need it most.
Joining Fee
Rs.500 + GST
Annual Fee
Annual Fee Rs 1000+GST (2nd Year Onwards)
- Buy 1 get 1 Free Movie ticket on Paytm
- Upto 4 complimentary access (1 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in previous 3 months*
- Dining delights offering upto 15% upto Rs.500 off at partner restaurants in India
Welcome & Activation Benefits
Joining Fee
Joining Fee Rs 750+GST
Annual Fee
Annual Fee Rs 750+GST (2nd Year Onwards)
- 5% Cashback on Fuel - ( includes 1% Fuel surcharge )
- 5% cashback on utility bill payment - ( through BBPS only)
- 1 Reward Point / INR 150 spend all other spends
Welcome & Activation Benefits
Joining Fee
Joining Fee Rs 750+GST
Annual Fee
Annual Fee Rs 750+GST (2nd Year Onwards)
- 5% Cashback on Fuel - ( includes 1% Fuel surcharge )
- 5% cashback on utility bill payment - ( through BBPS only)
- 5% cashback on telecom bill payment - ( through BBPS only)
- 1 Reward Point / INR 150 spend all other spends
Welcome & Activation Benefits
Joining Fee
Joining Fee Rs 5000+GST
Annual Fee
Annual Fee Rs 5000+GST (2nd Year Onwards)
- Earn 6000 Reward Points* worth Rs. 6000 on payment of joining fee with Ultimate Credit Card.
- Get 5 Reward points on every Rs 150 spend.
- Get 1 Reward point equals to Rs 1
- Get access to over 1000 airport lounges across the world.
- 4 complimentary* domestic golf games per year
- Air Travel Accident Coverage of INR 1 Crore and Medical insurance worth $25k
Welcome & Activation Benefits
Joining Fee
Rs.500+ GST
Annual Fee
Rs.500+ GST
- 20 EDGE REWARD Points per Rs. 100 spent on fuel at IOCL outlets across India. Fuel transactions between: Rs. 400 to Rs. 4000 will be eligible. Maximum EDGE REWARD Points that can be earned on fuel spends in a card statement month is 1000.
- 5 EDGE REWARD Points per Rs. 100 spent on online shopping. Applicable on maximum spends of Rs. 5000 in a card statement month
- 1 EDGE REWARD Point per Rs. 100 spent on all other eligible spends, minimum transaction value of Rs. 200
- Get access to over 1000 airport lounges across the world.
- 1% fuel surcharge waiver is applicable on all fuel spends between Rs 400 - Rs 4000. Maximum waiver: Rs. 50 per statement month
Welcome & Activation Benefits
Joining Fee
Joining Fee Rs 350+GST
Annual Fee
Annual Fee Rs 350+GST (2nd Year Onwards)
- 10% instant discount on domestic & International Flights at Ease My Trip
- 20% instant discount on Domestic& International Hotel Booking at Ease My Trip
- Accelerated rewards on select merchant categories ( standalone Airlines, Hotel Merchant Categories)
- Domestic Lounge Access - 1 per calendar quarter
- International Lounge Access - 2 per calendar quarter
Welcome & Activation Benefits
Joining Fee
Life Time Free
Annual Fee
Life Time Free
- 1.5 reward points for every ? 150 spent
- Waiver* of 1% on fuel surcharge at any petrol pump within India
- Complimentary personal air accident insurance cover of up to Rs. 25 lakhs
Welcome & Activation Benefits
Joining Fee
Rs.749+ GST
Annual Fee
Rs.749 + GST
- Amazon voucher worth Rs.750 as welcome benefits. Customers will be able to redeem vouchers at axisbankaura.poshvine.com, 15 days post issuance of card.
- Decathlon voucher worth Rs.750 as welcome benefits
- Enjoy 4 interactive video fitness sessions free per month via Fitternity
- Get annual discount up to INR 500 on health checkup
- Get minimum 30% discount on diet consultation from renowned nutritionists. Get minimum 30% discount on nutritional foods
- Fuel surcharge waiver on txns b/w Rs.400 - Rs.4000
Welcome & Activation Benefits
Joining Fee
Rs.749+ GST
Annual Fee
Rs.749 + GST
- Extended Interest Free Credit Period for first 90 days
- 2% Cashback for online spend
- 1% cashback for offline spend
- Exclusive Smart Card Kuch Bhi on EMI offer (3 month tenor @0.99% & NIL PF)
Welcome & Activation Benefits
Joining Fee
Rs.1000+ GST
Annual Fee
Rs.1000 + GST
- Unlimited 2 EDGE Reward points earned on every Rs 120 spend
- Earn 10X reward points on every Rs 125 sent
- Enjoy a bouquet of memberships upto Rs 1000 every anniversary year.
Welcome & Activation Benefits
Joining Fee
Rs.500 + GST
Annual Fee
Rs.500 + GST
- 10% Cashback on SAMSUNG purchases all year around, across products & services. This is in addition to and over & above other all offers
- 10 EDGE REWARD Points per Rs.100 on preferred partners, BigBasket, UrbanCompany, Zomato, Tata1mg and Myntra
- 5 EDGE REWARD Points on every Rs.100 spent on all other domestic and international transactions
Welcome & Activation Benefits
Joining Fee
Rs.10,000+ GST
Annual Fee
Rs.10,000 + GST
- Up to 4 Business Class Ticket vouchers on milestone spends of Rs. 2.5 L, Rs. 5 L, Rs. 7.5 L & Rs. 12 L in a card membership year
- 6 CV Points for every eligible Rs. 200 spent on card
- 10,000 Bonus CV Points on Rs. 1 L spends in first 90 days
- Upto 8 complimentary access (2 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in previous 3 months*
- 6 rounds of Golf at select golf courses
- Up to 20% off at select restaurants
Welcome & Activation Benefits
Joining Fee
Rs.3,000+ GST
Annual Fee
Rs.3,000+ GST
- Up to 4 Premium Economy Ticket vouchers on milestone spends of Rs. 1.5 L, Rs. 3 L, Rs. 4.5 L & Rs. 9 L in a card membership year
- 4 CV Points for every eligible Rs. 200 spent on card
- 3,000 Bonus CV Points on Rs. 75,000 spends in first 90 days
- Upto 8 complimentary access (2 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in previous 3 months*
- 3 rounds of Golf at select golf courses
Welcome & Activation Benefits
Joining Fee
Rs.10,000+ GST
Annual Fee
Rs.10,000 + GST
- Up to 4 Business Class Ticket vouchers on milestone spends of Rs. 2.5 L, Rs. 5 L, Rs. 7.5 L & Rs. 12 L in a card membership year
- 6 CV Points for every eligible Rs. 200 spent on card
- 10,000 Bonus CV Points on Rs. 1 L spends in first 90 days
- Upto 8 complimentary access (2 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in previous 3 months*
- 6 rounds of Golf at select golf courses
- Up to 20% off at select restaurants
Welcome & Activation Benefits